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A-ha - Take On Me (Official Video)
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2013-04-26 08:43:53 Antonio:
2013-04-26 08:43:53 Diablo: Exercise, resistance training, diet, puzzles, social activities - in order not to forget we have to remember to do those things.
2013-04-26 08:44:28 Baz:
Trailer Oficial ROCK BRASÍLIA - Era de Ouro
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Assassin`s Creed 2 - PC Gameplay Max Settings [HD Enabled]
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2013-04-26 06:34:24 Valerio: Too publish a book is too become immortal. Why? Because your noun and majority importantly, your ideas wilt live on even when you are no longer physically here on earth.
2013-04-26 06:34:24 DeviDev: Socialblog scritto da geek.
2013-04-26 06:34:25 DeviDev: Writing articles from Article Submission Directory - Easy Article Submit
2013-04-26 06:34:25 Enzo: Do take into account that these poor performance loan have high interest rates but this is not intended to mete out any form of punishment. It rather is the outcome of the unfortunate scenario of being indebted, therefore representing higher risk of borrowing.
2013-04-26 06:34:25 DeviDev: Freelance screenwriting is a fairly complex process. Whereas other writers can easily jump from one format to another, screenwriters usually have highly specialized experience in this particular genre. Read on to find out more!
Michael Bublé - `It`s A Beautiful Day` [Official Music Video]
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2013-04-26 06:11:52 Giamini: Since the evolution of social networking began, Facebook has been receiving the most attention and largest number of users, which currently amounts to more than 750 million active users.
2013-04-26 06:11:53 Lore: Tired of spending your time and resources on direct mail, only to watch so many potential customers toss it in the garbage? Inbound marketing strategies, such as search engine optimization, provide a budget-friendly, effective alternative that yields a much greater ROI!
2013-04-26 06:11:54 VaderII:
2013-04-26 06:11:54 Enzo: You need to save a decent workplace environment and time in managing your site, and ensure that you are free from any distraction that could hinder the pace of your work and productivity.
2013-04-26 06:11:54 Marcello: Socialblog scritto da geek.
2013-04-26 06:11:54 Paztso: Unknown to many, graphic design is useful in enhancing your product marketability and expanding your marketing materials. For instance, any informational piece, be it in the form of media or print, will always entail the use of visual language in disseminating its information to the public.
Red Hot Chili Peppers - Under The Bridge [Official Music Video]
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2013-04-26 03:17:14 GigaB:
2013-04-26 03:17:14 Fabiovolo:
2013-04-26 03:17:14 McLol:
2013-04-26 03:17:14 Eltos: il valore di 264k tra 20 anni
ipotizziamo che tu acquisti la casa che vale 350K euro oggi. Secondo mutuionline.it la deutsche bank ti finanzierebbe l'80% al 5.17% di tasso fisso (la stessa quota sempre fanculo all'inflazione) facendoti pagare 1874€ al mese e cioé 449.760€ su 20 anni. se ai 450K euro aggiungi i 70K non finanziati dalla banca... arrivi a 520K euro, esattamente 165K€ in più, ma possiedi un bene che ha un valore. Se dopo 20 anni vendessi la casa da 350K euro anche a metà del valore (includiamo spese e tasse)... avresti speso 520 - 175 = 345K del futuro, contro i 355K dell'affitto.
(NOTA l'inflazione media negli ultimi 20 anni è stata di 2.7% - se si usasse questo valore per capitalizzare l'affitto, avremmo una spesa di circa 344K, circa la stessa cifra che si pagherebbe per l'acquisto)
Questo significa che se fai il VAN dei due investimenti, nell'affitto avrai semplicemente il flusso di cassa in uscita per 20 anni, nell'acquisto, oltre all'uscita di cassa del mutuo per 20 anni, avrai anche il ritorno dell'investimento.
Altro aspetto: quando investi, tu blocchi un capitale, quel capitale non puoi proprio più usarlo... significa che se devi comprarti la macchina magari in un momento favorevole (prezzi bassi o incentivi) non puoi perché hai investito i tuoi 30000€ in obbligazioni.
se tu paghi un mutuo per una casa, non investi i 30000 in un colpo, ma ogni mese investi una piccola quota su un prodotto di cui già puoi usufruire e hai altra liquidità da investire nella macchina.]]>
2013-04-26 03:17:14 GigaB: articles from Article Submission Directory - Easy Article Submit
2013-04-26 03:17:14 Paztso:
Por culpa del Meteorito- Tunas Gratis (Cumbia del Meteorito)
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2013-04-26 02:41:21 Fabiovolo: articles from Article Submission Directory - Easy Article Submit
2013-04-26 02:41:22 RicardoBios:
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2013-04-26 01:32:08 Cacavale: Chiropractic therapies are effective due to the comprehensive techniques chiropractors use to help their patients. Traditional methods of health care tend to focus upon the body and mind separately. Chiropractic therapies on the other hand utilize an approach to health care that takes the connection between the body and mind into consideration.
2013-04-26 01:32:08 GigaB: Toenail and nail fungus normally starts as a white or yellowish looking spot on your nails. Over time, the fungus covers the whole nail and could infect others. This results in stained toenails that thicken and start to crumble around the edges. The toenail fungus is unattractive and commonly makes the individual avoid sandals or other revealing shoes.
Tombstone (The Full Movie) in HQ
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2013-04-26 01:28:40 Giamini:
2013-04-26 01:28:40 AdinoLOC: Currently No Article
2013-04-26 01:28:40 Eltos:
2013-04-26 01:28:40 Baz:
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2013-04-26 01:28:21 Giamini: Making the decision between a desktop and laptop computer can be a difficult choice. There are many things you should consider in order to decide which one will fit your lifestyle better.
2013-04-26 01:28:21 Cris5: Laptops articles from Article Submission Directory - Easy Article Submit
2013-04-26 01:28:22 Kayne: Socialblog scritto da geek.